I have a friend who studies insurance, and she said that the reason we have insurance is mostly so that people will spend money that they know they shouldn't, and so they will work for less. In 1934, people were in the middle of the Depression, people were literally starving to death, this country had just defeated a fascist coup attempt, and we were also in serius danger of a revolution. Then FDR proposed his new DEAL, to prevent revolution and get people to feel secure enough so they would BUY again.

Then, after the war, they wanted people to buy enough so that they would drive the economy so they tore up the mass transit so everyone would have to buy cars.. they made living in the dirty, ugly cities (which was affordable because they could take a bus or trolley around) unfashionable. people moved out to the suburbs, and bought cars on easy credit. Everything was on easy credit.

See how it all began..

Now they want to break the deal. They have been working on obscuring the history for years.

Nobody remembers it.